Credit Report Basics
Your credit report is broken into 4 sections. The first section is your Identifying Information. This is your addresses past and present, your SSN, names and aliases etc. The next section is your Credit History. This is your trade lines, payment histories and similar information. Then comes the Public Records section. This lists your foreclosures, defaulted loans and other public notices. The last section is Inquiries listing inquiries made by lenders pulling your report for review.
Why should I monitor?
There are several reasons why you might want to monitor your credit report and credit score. If you are making efforts to repair your own credit or have hired a service to repair your credit, this would be a great way to see the results as they happen. Another reason to monitor your credit is to monitor for changes that might be an indication of identity theft.
Credit Score/Monitoring Articles
- Bad Credit Repair
- Refinancing and your Credit Score
- Pay for Delete
- Credit Repair Blueprint - Part 1
- Top 5 Credit Repair Myths
- Debt to Credit Ratio
- Credit Monitoring Services - Great tool for Credit Repair
- What is the Credit Secrets Bible?
- Revolving Credit vs. Installment Credit
- 3 Bureau Credit Monitoring Reviews
