Credit Repair

A Credit Pull or “Hard Pull” on your credit report is when someone accesses your credit history and it has an impact on your credit score. Let me emphasize the part has an impact on your credit score. A “Soft Pull” on your credit report can yield the same information but not have an impact on your credit score. A hard pull is typically done by a lender when determining your credit worthiness...Read More

If you are like me, when I bring in the mail everyday, invariably there are a few credit card offers. I used to just toss them out. Now, I’ve made sure that I don’t get them anymore, and I’ll show you how too. To someone trying to steal your identity it’s like gold. Simply fill it out, change the address and they are on their way to a new credit card, IN YOUR NAME!...Read More